Fast turnarounds - Vans and commercials are often an essential vehicle for many businesses to operate. Proactive Vehicle & Equipment Finance
recognise that speed is of the essence when purchasing a new or used commercial
vehicle, so our processes have been adapted accordingly and van finance can often be
as straightforward as funding a car.
Lenders - We have a range of banks and lenders who will fund vans, some of which won’t require the VAT as deposit leaving you free to finance the full price of the van if you wish (subject to status and underwriting). From a simple application you gain access to our broad panel of banks and specialist lenders without having to apply multiple times to each one. We can also provide quotations for Lease Purchase where a balloon payment at the end is factored in, making the monthly payments lower than an equivalent Hire Purchase quote (please call for an individual Lease Purchase quote).
Customers - Self employed, limited companies (including new start limited companies) or partnerships are all eligible to apply. We can look at customers with lower credit scores too, so don’t worry if you've been turned down by your bank or local motor dealer. Some people have had problems in the past but are back on track now, and our panel of lenders include those who will take a considered approach (finance is subject to status). Our van finance calculator below allows you to get an estimate of payments depending upon your anticipated credit score.
Types of LCV - Typical transactions include SWB, MWB and LWB van finance, dropside and tipper truck finance & pickup truck finance.
The Process - The application process is simple. Use our commercial vehicle & van finance calculator below, call us for a quote or simply apply and we will get
straight to work to arrange your finance.
Once approved, you can then find a vehicle at a reputable dealer (subject to our dealer checks) and we’ll
have the funds sent directly to them so you can arrange collection or
delivery.
Our service -
There is no fee for our service and we provide:
What's the catch? There isn't one, this is how it should be. Our aim is to build long and lasting relationships with our business and private customers, it's as simple as that.
Click here to see Google & Trustpilot reviews from other customers.
FINANCE CALCULATOR BELOW
**Don't forget to bookmark this page in your web browser for future reference.**
Find out what your monthly payments might look like with our hire purchase vehicle finance calculator (other types of finance available).
Find your monthly payment
Our finance calculator will help to give you an idea of what your monthly payments might look like for the price of vehicle you're looking to buy.
Step 1 - All you need to do is enter the price of the vehicle (inc VAT for vans) at the top.
Step 2 - Choose how long you’d like to pay the loan back over.
Step 3 - Adjust your total deposit amount (this can be made up of either a cash deposit, a part exchange value or a combination of both).
Step 4 - Then select your anticipated credit score.
The finance calculator will then provide an estimate of your repayments.
If you already have a budget in mind just enter your anticipated credit score first, then simply adjust the price of the vehicle, deposit and repayment period until you hit your payment. This will provide an indication for the price of vehicle you may need to look for.
Please note: The vehicle finance calculator is designed to give you an estimate of how much you could expect to pay each month based on the terms you select. The rates and payments quoted can change based on your individual circumstances, the lender from our panel that approves you, and the type, age or mileage of vehicle you choose.
While the finance calculator can give you a good indication of what your monthly repayments might look like, everyone’s credit circumstances are different and finance is subject to status.
To find out whether you could be approved in principle for finance, simply complete our quick application form by clicking the appropriate "Apply Now" button at the bottom of the calculator for either a business or a private individual and, if approved, one of our team will give you a call to talk you through the next steps.
Rates from just 9.9% APR.
(The exact rate you will be offered will be based on your
individual circumstances)
Representative APR 17.2%.
Representative example:
Borrowing £11,000 over 4 years with a representative APR of 17.2%, an annual interest rate of 17.2% (Fixed) and a deposit of £0.00, the amount payable would be £311.61 per month, with a total cost of credit of £3957.28 and a total amount payable of £14957.28.
Rates may differ as they are dependent on individual circumstances, the lender you are approved with and the vehicle/equipment purchased.
(Click here to find out what a Representative APR & example is)
Finance is subject to status.
Warning: Late payment may impact your credit file and the lender may reclaim the vehicle or equipment financed prior to the end of the term of the agreement.