Vehicle Finance Company - Business or Personal

There are a lot of different lenders in the market, each with a different set of criteria for the customers and vehicles they'll finance. This can be a daunting process for anyone and you could waste valuable time trying to find a lender directly for the vehicle or equipment you want. We have a panel of lenders and we know their criteria. With access to a wide range of finance providers our service will quickly and easily direct your application to the most appropriate lender within our panel taking into account your credit circumstances and the vehicle you wish to purchase.

We also help private individuals with their own personal car finance or van finance too. Credit scores can vary from person to person and sometimes from problems in the past. Our service will cater for most credit scores in a caring and professional manner leaving you free to find a vehicle at a reputable dealer once your application for credit has been approved by one of our lenders. Finance is subject to status.

We don’t charge any fees for our service!

With contacts in high street banks and other specialist lenders, Proactive Vehicle & Equipment Finance are on hand to point you in the right direction and introduce you to the most appropriate lender for the vehicle you want, often with packages not available to the general public directly. Our aim is to simply find you the lowest rate for your credit circumstances taking into account the vehicle you wish to finance.

Bookmark us today and then call, email or message when you’re ready as we have a no pressure, friendly approach. You can also submit a simple and quick online application by clicking here and we'll call you back.

Rates from just 9.9% APR.
(The exact rate you will be offered will be based on your individual circumstances)

Representative APR 17.2%.

Representative example:

Borrowing £11,000 over 4 years with a representative APR of 17.2%, an annual interest rate of 17.2% (Fixed) and a deposit of £0.00, the amount payable would be £311.61 per month, with a total cost of credit of £3957.28 and a total amount payable of £14957.28.

Rates may differ as they are dependent on individual circumstances, the lender you are approved with and the vehicle/equipment purchased.

(Click here to find out what a Representative APR & example is)

Finance is subject to status.

Warning: Late payment may impact your credit file and the lender may reclaim the vehicle or equipment financed prior to the end of the term of the agreement.

Company Information
Proactive Vehicle Finance is a trading name of Proactive Vehicle & Equipment Finance Ltd, registered in England & Wales under company number 12688016. Registered office address: Whitfield Business Hub, 184-200 Pensby Road, Heswall, Wirral, CH60 7RJ. Proactive Vehicle & Equipment Finance Ltd is authorised and regulated by the Financial Conduct Authority under FRN 930768. You can check our registration via their website: https://register.fca.org.uk/ We are registered with the Information Commissioner's Office under ICO registration ZA787680 and our VAT registration number is GB362252907

We are a credit broker not a lender and can introduce you to a select number of finance providers who may be able to offer you a credit facility for your purchase. We will only introduce you to these lenders and we will receive a commission from the lender, calculated either as a percentage of the balance financed or a fixed amount, if you decide to enter into an agreement with them. The commission we receive from the lender will not impact the amount that our retail customers/consumers pay under an agreement but may impact the amount that our corporate customers pay under an agreement we arrange.
Finance is subject to status, terms & conditions and you must be a UK resident aged 18 or over in order to apply. Guarantees and indemnities may be required.
All calls are recorded for training and quality purposes.