Truck & HGV finance for limited companies.

There are many lenders providing business truck & HGV finance, but each lender has a different set of criteria for the limited companies and vehicles they'll finance. This can be a daunting process for any business and you could waste valuable time trying to find a lender directly for the truck or HGV you need.

We have a panel of business truck and HGV lenders and we know their criteria. With access to a wide range of business finance providers our service will quickly and easily direct your limited company application to the most appropriate lender within our panel taking into account your individual circumstances and the vehicle you wish to purchase. Finance is subject to status.

Our aim is to simply find you the lowest rate for your credit circumstances taking into account the truck or HGV you wish to finance.

We have quite a simple process to apply for truck and HGV finance. Using our online application form you can make an initial application and one of our friendly team will call you back to chat through what you're looking for. We'll then put a business vehicle finance application together for you and a short writeup detailing the requirement the business has for an additional or replacement vehicle. Then, once approved in principle, you can start your search confident in the knowledge you have an approval ready and waiting for when you find the perfect vehicle (finance is subject to status).

We have a panel of lenders, some of which will consider new start companies as well as those more well established and trading for a number of years already. We'll match your application to the most appropriate lender from within our panel to obtain the most competitive quote for your individual circumstances.

We try to make the whole process as simple and straight forward as possible for you and we won't charge you a fee for our service either.

Gaining an approval in principle upfront and keeping it separate from the vehicle purchase means you're free to search multiple truck dealers to find the right vehicle at the right price, without being tied to any one particular dealer. After conducting a few checks on the dealer you find we'll process the change of vehicle with the lender and organise for the finance documents to be sent to you. Once the agreement has been paid out to the dealer we'll let you know so you can then make arrangements for collection or delivery.

You can access our online application form here, or click the blue "Apply" button at the top of the page. You can also apply via the online calculator.

We are a trusted credit broker with a panel of competitive banks and lenders - click here to see recent Trustpilot and Google reviews from past customers.

What's the catch? There isn't one, this is how it should be. Our aim is to build long and lasting relationships with our business customers, it's as simple as that.

We're a company that care and put the customer at the heart of everything we do, and remember, we don't charge any fees for our service either. We hope that, through excellent service, many enquiries will come from recommendations and word of mouth.

Rates from just 9.9% APR.
(The exact rate you will be offered will be based on your individual circumstances)

Representative APR 17.2%.

Representative example:

Borrowing £11,000 over 4 years with a representative APR of 17.2%, an annual interest rate of 17.2% (Fixed) and a deposit of £0.00, the amount payable would be £311.61 per month, with a total cost of credit of £3957.28 and a total amount payable of £14957.28.

Rates may differ as they are dependent on individual circumstances, the lender you are approved with and the vehicle/equipment purchased.

(Click here to find out what a Representative APR & example is)

Finance is subject to status.

Warning: Late payment may impact your credit file and the lender may reclaim the vehicle or equipment financed prior to the end of the term of the agreement.

Company Information
Proactive Vehicle Finance is a trading name of Proactive Vehicle & Equipment Finance Ltd, registered in England & Wales under company number 12688016. Registered office address: Whitfield Business Hub, 184-200 Pensby Road, Heswall, Wirral, CH60 7RJ. Proactive Vehicle & Equipment Finance Ltd is authorised and regulated by the Financial Conduct Authority under FRN 930768. You can check our registration via their website: https://register.fca.org.uk/ We are registered with the Information Commissioner's Office under ICO registration ZA787680 and our VAT registration number is GB362252907

We are a credit broker not a lender and can introduce you to a select number of finance providers who may be able to offer you a credit facility for your purchase. We will only introduce you to these lenders and we will receive a commission from the lender, calculated either as a percentage of the balance financed or a fixed amount, if you decide to enter into an agreement with them. The commission we receive from the lender will not impact the amount that our retail customers/consumers pay under an agreement but may impact the amount that our corporate customers pay under an agreement we arrange.
Finance is subject to status, terms & conditions and you must be a UK resident aged 18 or over in order to apply. Guarantees and indemnities may be required.
All calls are recorded for training and quality purposes.