How does business vehicle finance work?

Once approved, you can then find your new or used vehicle at a reputable motor dealer near to you. If it's a dealer we don't know we'll run some dealer checks as part of our service.

Step 3: Arrange collection or delivery

When the finance agreements are all signed, checked and in place, we’ll ensure payment reaches the dealer quickly so you can arrange collection or delivery

As a trusted credit broker and not a lender, we use a range of different banks and lenders who will consider most individual credit circumstances, so don't worry if you've been declined elsewhere. Our aim is to simply find you the lowest rate for your individual credit circumstances taking into account the vehicle (or equipment) you wish to finance. Rates may differ as they're dependent on individual circumstances, the lender you are approved with and the vehicle/equipment purchased. Finance is subject to status.

If you haven't found a vehicle yet - Simply complete our quick and easy application form and we'll look to find you an approval in principle at the lowest rate for your individual credit circumstances. You'll know the approval details upfront and can then find a new or used vehicle at any reputable dealer (subject to our dealer checks) knowing your finance is pre-approved, ready and waiting.

You can use our finance calculator to get an estimate of your repayments on hire purchase.

We try to make the whole process as simple and straight forward as possible for you and we won't charge you a fee for our service either.

Gaining an approval in principle upfront and keeping it separate from the vehicle purchase means you're free to search multiple dealers to find the right vehicle at the right price, without being tied to any one particular dealer. After conducting a few checks on the dealer you find, we'll process the change of vehicle with the lender and organise for the finance documents to be sent to you. Once the agreement has been paid out to the dealer we'll let you know so you can then make arrangements for collection or delivery.

You can access our online application form here, or click the blue "Apply" button at the top of the page. You can also apply via the online calculator.

We are a trusted credit broker with a panel of competitive banks and lenders - click here to see recent Trustpilot and Google reviews from past customers.

What's the catch? There isn't one, this is how it should be. Our aim is to build long and lasting relationships with our business customers, it's as simple as that.

We're a company that care and put the customer at the heart of everything we do, and remember, we don't charge any fees for our service either.  We hope that, through excellent service, many enquiries will come from recommendations and word of mouth.