Business Car Finance

We've seen an increase in new start business clients looking to establish their business car finance upfront and then, once approved, start their search for their specific company car.

It makes sense. Knowing you have an approval in the background means you can find and negotiate with various dealers for your purchase. Arranging your business car finance separately to the car purchase means you're not tied to the dealers sometimes limited finance options or stock either and you can shop around for the right car.

We have a panel of flexible lenders who cater for business car finance. So once we've received your application we'll look at your individual circumstances and direct your application to the most appropriate lender. After an initial conversation with you we'll advise whether we need any further supporting documents in order to compile the application for the underwriters. We do all this on your behalf as part of our service. There's quite a lot of time and effort behind the scenes working on your behalf but don't worry, we won't charge you any fees for our service. Our aim is to build long and lasting partnerships with our business clients so that we're only a phone call away when you need another vehicle for your company.

You can call us on 0151 4596492 for an initial chat or complete our quick online application form by clicking here and we'll call you back.

Rates from just 9.9% APR.
(The exact rate you will be offered will be based on your individual circumstances)

Representative APR 17.2%.

Representative example:

Borrowing £11,000 over 4 years with a representative APR of 17.2%, an annual interest rate of 17.2% (Fixed) and a deposit of £0.00, the amount payable would be £311.61 per month, with a total cost of credit of £3957.28 and a total amount payable of £14957.28.

Rates may differ as they are dependent on individual circumstances, the lender you are approved with and the vehicle/equipment purchased.

(Click here to find out what a Representative APR & example is)

Finance is subject to status.

Warning: Late payment may impact your credit file and the lender may reclaim the vehicle or equipment financed prior to the end of the term of the agreement.

Company Information
Proactive Vehicle Finance is a trading name of Proactive Vehicle & Equipment Finance Ltd, registered in England & Wales under company number 12688016. Registered office address: Whitfield Business Hub, 184-200 Pensby Road, Heswall, Wirral, CH60 7RJ. Proactive Vehicle & Equipment Finance Ltd is authorised and regulated by the Financial Conduct Authority under FRN 930768. You can check our registration via their website: https://register.fca.org.uk/ We are registered with the Information Commissioner's Office under ICO registration ZA787680 and our VAT registration number is GB362252907

We are a credit broker not a lender and can introduce you to a select number of finance providers who may be able to offer you a credit facility for your purchase. We will only introduce you to these lenders and we will receive a commission from the lender, calculated either as a percentage of the balance financed or a fixed amount, if you decide to enter into an agreement with them. The commission we receive from the lender will not impact the amount that our retail customers/consumers pay under an agreement but may impact the amount that our corporate customers pay under an agreement we arrange.
Finance is subject to status, terms & conditions and you must be a UK resident aged 18 or over in order to apply. Guarantees and indemnities may be required.
All calls are recorded for training and quality purposes.